Utility & Program Heat Pump Rebates
Some of the biggest heat pump rebates come from utilities and program administrators rather than state programs. This page collects every dedicated provider guide we publish — each one verified against the provider's own program documents — and organizes them two ways: by provider, and by state. Coverage is expanding; if your provider isn't here yet, your state guide is the place to start.
Provider & Program Guides
Every guide below is a full breakdown of that provider's heat pump rebates: amounts, equipment requirements, how the programs stack with state incentives, and how to apply.
Duke Energy — Utility
Duke Energy pays residential heat pump rebates in 5 of its 6 states: up to $2,500 for conversions in North Carolina and South Carolina, $3,000 in Indiana, $1,000 in Florida, and $800 in Kentucky, plus $350–$500 heat pump water heater rebates. Ohio has no residential program. Federal 25C/25D credits ended Dec 31, 2025.
Heat pump rebate programs: Florida · Indiana · Kentucky · North Carolina · South Carolina
Also serves, without a provider-run heat pump rebate: Ohio
Efficiency Maine — Program administrator
Efficiency Maine, the state's independent efficiency program administrator, pays $1,000–$3,000 per outdoor unit or $3,000–$9,000 for ducted whole-home heat pumps by income tier, plus a $500 bonus through Dec 2026, $1,150 for heat pump water heaters, and Green Bank loans up to $25,000. Federal 25C/25D credits ended Dec 31, 2025.
Heat pump rebate programs: Maine
Florida Power & Light — Utility
Florida Power & Light pays a $200 instant rebate on qualifying heat pump and A/C replacements (SEER2 15.2+) and $220 for ceiling insulation, both as invoice credits through Participating Independent Contractors, plus On Call bill credits up to $91.75 per year. No heat pump water heater rebate. Federal 25C/25D credits ended Dec 31, 2025.
Heat pump rebate programs: Florida
SMUD — Municipal utility
SMUD, Sacramento's community-owned utility, pays $2,000–$3,000 for gas-to-electric heat pump HVAC conversions and $3,000–$4,000 for heat pump water heaters, plus a $2,000 Go Electric panel-and-circuit bonus — up to ~$9,750 combined with induction. Federal 25C/25D credits ended Dec 31, 2025.
Heat pump rebate programs: California
TVA EnergyRight — Federal power program
TVA EnergyRight pays $500–$800 for ducted heat pumps, $800 for mini splits, and $1,500 for geothermal region-wide across all seven Valley states, delivered through 153 local power companies. $0-down financing to $20,000 and ~$10,000 average free upgrades via Home Uplift where the LPC participates. Federal 25C/25D credits ended Dec 31, 2025.
Heat pump rebate programs: Alabama · Georgia · Kentucky · Mississippi · North Carolina · Tennessee · Virginia
Xcel Energy — Utility
Xcel offers heat pump rebates in 3 of its 8 states: up to $2,000 in Minnesota, $2,250 per heating ton in Colorado (with fuel-burning-system bonus), and unpublished installer-quoted amounts in New Mexico. Federal 25C/25D credits ended Dec 31, 2025.
Heat pump rebate programs: Colorado · Minnesota · New Mexico
Also serves, without a provider-run heat pump rebate: Michigan · North Dakota · South Dakota · Texas · Wisconsin
Find Programs by State
States below list the covered providers that run heat pump rebate programs there. A listed provider may serve only part of a state, so confirm your own utility before planning around any rebate. Every state name links to that state's full incentive guide, which also covers programs without dedicated pages here.
Utility Not Listed?
We add dedicated provider guides one at a time, so most U.S. utilities, cooperatives, municipal utilities, and program administrators don't have one yet. That is a statement about our coverage, not about your rebate — many providers without a page here still offer real heat pump incentives.
Your state guide is the fallback: every state page covers the utility, municipal, cooperative, and state-administered programs available in that state, including providers without standalone guides.
Frequently Asked Questions
Why isn't my utility listed here?
We publish dedicated provider guides one at a time, and most U.S. utilities, cooperatives, and program administrators don't have one yet. Absence from this page does not mean your utility has no rebate. Your state's heat pump incentive guide covers utility, municipal, cooperative, and state-administered programs even when those providers don't have standalone pages here.
Can utility rebates be combined with state incentives?
Often, yes — many utility rebates stack with state and income-qualified programs, though every program sets its own rules and some prohibit combining. The federal 25C and 25D tax credits ended December 31, 2025, so stacking today usually means utility plus state or income-qualified programs. Each provider guide covers stacking for its own territories.
Why does a provider appear under some states it serves but not others?
Serving a state is not the same as offering a heat pump rebate there. Providers appear in the state lookup only where they run an active residential heat pump program. Each provider guide shows the full service territory, including states with no program.